On ALAT, though it is designed to function as a digital bank, you can now apply for a loan without a paper work, no visitation to any physical location and response time between acceptance of offer and loan disbursement is in minutes.

You can borrow as much as N200,000 (Two hundred thousand naira) without any collateral.
As a digital bank, you can open an account, Schedule transfers, save and pay bills automatically, get your bank card delivered to you anywhere in Nigeria and get up to 10% interest on your savings.
If you’re tired of regular old banks and you want to take control of your money, ALAT is for you.
Visit  https://alat.ng/ for more information